Community & Regional Banks

Compliance runs
on autopilot

Bankguard watches every federal and state regulator — surfaces what matters, flags gaps, and generates audit-ready reports. 24/7. No more missed deadlines, manual tracking, or expensive consultants.

55
regulatory changes per month banks must track
$3–8M
annual compliance spend at mid-size community banks
15–40
compliance staff required to keep up manually

The burden keeps growing. Legacy vendors charge seven figures for software built on decade-old architecture. Smaller banks hire consultants. Neither solution is proactive — they wait for you to know what to ask. Bankguard doesn't wait.

How it works
01

Monitor

Bankguard ingests every new filing from the FDIC, OCC, Federal Reserve, CFPB, NCUA, and 50 state banking regulators — continuously, without human input.

02

Filter

Changes are matched against your bank's profile — asset size, products, geography, prior exam findings. Only relevant changes surface. No noise.

03

Act

For each actionable change, Bankguard drafts the required policy update, assigns the responsible team member, and tracks completion — automatically.

04

Report

Audit-ready documentation is generated and organized continuously. When examiners arrive, your compliance history is ready — not assembled from spreadsheets the week before.

Built for the reality of community banking

Always-On Monitoring

Never miss a regulatory change again. Bankguard watches every relevant regulator around the clock, so your team only sees what actually applies to you.

Institution-Specific Matching

No generic alerts. Bankguard matches regulatory changes against your exact profile — asset class, product mix, states of operation, prior examination history.

Audit-Ready Documentation

Every action Bankguard takes generates a compliance record. When examiners walk in, your documentation is organized, current, and ready — not compiled from weeks of retroactive work.

Policy Drafting & Remediation

Bankguard drafts the policy language needed to address each new requirement and assigns remediation tasks to the right owner — tracking completion to close.

Team Workflows

Compliance is a team sport. Bankguard assigns tasks to the right people, sends reminders, escalates overdue items, and keeps the whole compliance function accountable — without daily manual oversight.

Examination Readiness

When exam findings arrive, Bankguard tracks every item through remediation — documentation, evidence of completion, regulatory response drafts — until each finding is fully resolved.

The regulatory landscape

Regulators aren't slowing down.
Your compliance function shouldn't either.

CFPB's 1033 open banking rules, evolving BSA/AML requirements, state-level data access laws, and a wave of new consumer protection standards — the scope of bank compliance is expanding every quarter. Banks running on spreadsheets and annual consultant reviews are falling further behind.

Federal
FDIC
OCC
Federal Reserve
CFPB
NCUA
FinCEN
State Regulators
50 states
ongoing

The compliance officer who never sleeps.

Bankguard runs continuously in the background of your institution — watching regulators, filtering signal from noise, keeping your compliance program current. When the next examination letter arrives, you're ready.